ESTO 10 is a 10-part payment method for our Estonian customers that allows you to pay for your bike in 10 equal installments over a 10-month period without any additional fees. The 10-part payment method has 0% interest and €0 extra charges.Ampler hire-purchase is a flexible payment option for our customers in Estonia, where you can pay in instalments. The payment period is 12-36 months, depending on your preference, with a fixed annual interest rate of 9.90% on the purchase amount. Contract fee 0€, deposit 0€.With the ESTO 10-part payment method you pay off the total amount within 10 months. With Ampler hire-purchase, you can choose a period of 12 to 36 months.<br>There are no additional costs for ESTO 10; the interest rate for Ampler hire-purchase is 9.90%.Yes, you can purchase multiple bikes as well as additional gear through our website. Add all items to cart and proceed to checkout. ESTO payment solutions are available to all Estonian citizens aged between ages 18 and 70 who do not have any current negative incidents in payment history.ESTO will carry out a credit assessment of the customer and a solvency check before making a decision for 10-part payment method or hire-purchase, as ESTO is required to follow responsible lending processes and principles.Not necessarily. ESTO will conclude a contract with the undersigner. If you would like someone close to you to pay for your bike with ESTO payment options, that person will need to enter their details and sign the contract in the ESTO environment.Your order will be shipped to you as soon as possible after you have successfully signed the contract and confirmed the purchase in the ESTO environment.If you have decided to purchase a bike by paying in installments with ESTO, choose your preferred payment method at checkout and confirm your order. You will then be redirected to the ESTO environment. When we have received confirmation from ESTO, your bike will be shipped at the first possible time.You have the option to repay the full amount of the credit at any time and terminate the leasing contract without any additional charge. You can cancel your hire-purchase contract and return your bike within the 14-day trial period if you purchased your bike from our online shop.<br>If you bought your bike in our showroom, the bike cannot be returned after making your purchase and signing a contract with ESTO.Contact ESTO as soon as possible to find a solution. If possible, ESTO will offer you a 3-month payment holiday.For questions regarding ESTO 10 and Ampler hire-purchase, please contact ESTO Customer Support: <a href=”mailto:info@esto.ee”>info@esto.ee</a>; <a href=”tel:+3726225252″>+372 622 5252</a>.Insurance is not required, but you are responsible for the bike for the entire duration of the contract. If your bike gets stolen during the contract period, you will not receive any insurance benefit for the bike but will still have to meet the contract obligations (make the payments) until the end of the contract period. Therefore, we recommend insuring your bike to avoid unpleasant situations and financial loss.
